Risk disclosure

The value of any stock, ETF, or basket can go down as well as up, for reasons entirely outside Basketly's or your control — company performance, interest rates, economic conditions, geopolitical events, and overall market sentiment. You could lose money, including some or all of what you invest.

Thematic baskets are, by design, concentrated in a specific sector, theme, or country — that's what makes the theme coherent, but it also means a basket can be more volatile than a broadly diversified portfolio. A downturn affecting that theme (e.g. energy prices, a specific technology trend) will affect every holding in the basket at once, rather than being cushioned by unrelated holdings.

Fact-sheet figures (returns, CAGR, volatility, maximum drawdown) shown on a basket are calculated from historical prices applied to the basket's current stock weights — they are a backtest, not a track record of real money invested at those weights the whole time. Past performance, whether backtested or real, is not indicative of future results. A basket that performed well historically can still lose money going forward.

Orders submitted through Basketly are Day market orders, filled at whatever price is available when your brokerage executes them — not necessarily the price you saw when you clicked confirm. Fast-moving markets, low liquidity in a specific stock, or a large order relative to typical trading volume can all cause the fill price to differ meaningfully from the estimate shown before you confirmed. Orders can also be partially filled, or not filled at all, and are not guaranteed to execute.

Basketly depends on several third-party services to function: your brokerage's API (via SnapTrade), market data providers for quotes and history, and our own infrastructure. Any of these can experience outages, delays, or errors — meaning a price shown might be stale, an order might submit later than expected, or a feature might be temporarily unavailable. We make reasonable efforts to detect and recover from these issues (including reconciling orders after a failed request), but cannot guarantee uninterrupted service.

Some stocks trade in lower volumes than others. Selling a large or illiquid position (including during an Exit or Rebalance) may move the price against you, take longer to fill, or fill at a worse price than a more liquid stock would.

Baskets built from TSX-listed stocks trade in CAD; US-listed stocks trade in USD. If you hold both, or if your brokerage account's base currency differs from a basket's currency, currency fluctuations can affect your returns independent of how the underlying stocks perform.

An active SIP plan invests a fixed amount on a fixed schedule regardless of market conditions at the time. This "dollar-cost averaging" approach can smooth out the effect of buying at a single price point, but it does not guarantee a profit, does not protect against a loss in a sustained downturn, and will keep investing on schedule until you pause or cancel it — including into a basket that has since underperformed.

Buying, selling, rebalancing, or exiting a basket can trigger taxable events (e.g. capital gains or losses) depending on your jurisdiction and account type. Basketly does not provide tax advice and does not currently generate tax slips or capital-gains reports — consult your brokerage's statements and a qualified tax professional.